AI coworker
Theo
Relationship Banking Associate
Reports to Priya Shah
Researches
Writes up
Follows up
Read the job
Bringing AI to work in financial services
Meet your newest hire: an AI coworker for your bank or credit union. It helps your team win more clients, onboard them faster and keep them longer.
Book a demo to meet
Theo
See how it works
→
Find loan clients who keep their deposits elsewhere.
to Theo
Loan book read
12 clients found
12 check-ins drafted
Waiting for Priya
Already at work, at scale.
Already at work, at scale.
$2B+
$2B+
in loans processed and verified every month
$350M+
$350M+
in group health cover for 53,000+ employees
$200M+
$200M+
in pension contributions in the last year
Growth shouldn’t need another hire.
Growth shouldn’t need another hire.
Today
More clients
=
Another hire
With Theo
More clients
=
The same team
Theo, Juno and Ada join your org chart.
Each AI coworker reports to one person, and your whole team can give it work. Select a coworker to see its job.
Executive team
Fernhollow Bank
Michael Grant
Head of Business Banking
Priya Shah
Relationship Manager
Theo
Relationship Banking Associate
Arjun Rao
Relationship Manager
Arjun: 2 prospect briefs ready
Elena Torres
Chief Compliance Officer
Rachel Stein
Compliance Manager
Juno
Compliance and Policy Analyst
Nia Brooks
Policy Analyst
Nia: overdraft policy routed
David Cole
Head of Loan Operations
Marcus Reed
Loan Operations Lead
Ada
Loan Operations Specialist
Aisha Bello
Loan Processor
Aisha: 3 exceptions cleared
Outlook
Salesforce
Teams
Zoom
SharePoint
Loan system
DocuSign
Reads
Asks first
No access
Access is set by your administrator. A coworker never has more access than the person it reports to. Fernhollow Bank and its people are examples.
Three roles you can fill today.
Three roles you can fill today.
AI coworker
Theo
Relationship Banking Associate
Researches·Writes up·Follows up
Reports to
Priya
Read the job
AI coworker
Juno
Compliance and Policy Analyst
Redlines·Routes·Gathers evidence
Reports to
Rachel
Read the job
AI coworker
Ada
Loan Operations Specialist
Chases·Checks·Files
Reports to
Marcus
Read the job
People shown are illustrative.
When the work doubles, who do you hire?
When the work doubles, who do you hire?
Most teams add another tool or more headcount. Here’s what each choice does to your people’s week.
Another tool
Point software, RPA
Another headcount
Ops hires, outsourcing
A Hyperapps coworker
Owns the job, hands back decisions
Who does the repetitive work
Your team, in one more screen
New people, doing the same manual steps
The coworker, inside your systems
When volume doubles
Your team works longer
Hire again, then train again
The coworker takes the extra work
First result
After an implementation project
After a hiring cycle and ramp-up
Quickly, starting with one job
The week
Your people still do the job. Now they also run the tool.
Cost climbs with every client. The work itself doesn’t change.
Your people keep the decisions. The week comes back.
Live in weeks.
Live in weeks.
Onboarding plan
AI coworker · Fernhollow Bank
Write the job
Pick the role, its KPIs and the manager it reports to.
Week 1
Onboard
It gets access to only the systems the job needs.
Weeks 1 to 2
First weeks on the job
It works real tasks. Its manager approves each one.
Weeks 2 to 4
Performance review
Its KPIs against where you started.
Week 4
Go live
It takes on more as it earns your trust.
Week 6
Plus 220+ HR, payroll and identity systems, connected with consent.
Microsoft 365
Microsoft 365
Microsoft 365
Microsoft 365
Built to keep your bank safe.
Built to keep your bank safe.
Independently audited. Encrypted everywhere. And you decide what every AI coworker can see and do.
SOC 2 Type II
Audited by an independent firm
ISO/IEC 27001
Information security
ISO/IEC 27701
Privacy management
Hosted on AWS
Encrypted at rest and in transit
The AI coworker platform joins our next SOC 2 audit period.
Access you set
Your administrator sets every permission. Never more than the person it works for.
It asks first
Anything that matters waits for a named person. Credit and pricing stay with people.
A record it can’t change
Every action is written to an audit record, ready for your examiner.
Protected end to end
AES-256 at rest, TLS 1.2 or higher in transit, MFA and least privilege, tested independently.
Questions you’d ask about any new hire.
The ones HR, IT and risk teams usually ask first.
What happens when it isn't sure?
+
Answer
Who does it report to?
+
A named person on your team, such as a relationship manager or an underwriter. That person owns its exceptions and approves anything it asks about first.
Will it replace anyone on my team?
+
No. Each coworker works for a named person and takes the repetitive part of their job. Decisions, exceptions and client relationships stay with your people.
What can it access?
+
Only the systems and actions you approve. Each permission on its badge is set to reads and writes, asks first, or no access, and every step is logged.
Show 4 more questions
AI coworker
Theo
Relationship Banking Associate
Reports to
Priya Shah, Relationship Manager
Team
Business Banking
Start date
Week 1 of your pilot
Make your first hire.
Bring one role that slows your team down. We’ll show you a coworker doing it, with your people in charge.
Bringing AI to work
in financial services
Meet your newest hire: an AI coworker for your bank or credit union.
Find loan clients who keep their deposits elsewhere.
to Theo
Already at work, at scale.
$2B+
in loans processed and verified every month
$350M+
in group health cover for 53,000+ employees
$200M+
in pension contributions in the last year
Growth shouldn’t need another hire.
Today
More clients
=
Another hire
With Theo
More clients
=
The same team
Three roles you can fill today.
AI coworker
Juno
Compliance and Policy Analyst
Reports to Rachel Stein
Redlines
Routes
Gathers evidence
Read the job
AI coworker
Ada
Loan Operations Specialist
Reports to Marcus Reed
Chases
Checks
Files
Read the job
Live in weeks.
Write
the job
Onboard
First
weeks
Review
Go live
Pick the role, its KPIs and the manager it reports to.
Built to keep your bank safe.
SOC 2 Type II
ISO/IEC 27001
ISO/IEC 27701
Hosted on AWS
The AI coworker platform joins our next SOC 2 audit period.
Questions you’d ask about any new hire.
The ones HR, IT and risk teams usually ask first.
What happens when it isn't sure?
+
Answer
Who does it report to?
+
A named person on your team, such as a relationship manager or an underwriter. That person owns its exceptions and approves anything it asks about first.
Will it replace anyone on my team?
+
No. Each coworker works for a named person and takes the repetitive part of their job. Decisions, exceptions and client relationships stay with your people.
What can it access?
+
Only the systems and actions you approve. Each permission on its badge is set to reads and writes, asks first, or no access, and every step is logged.
Show 4 more questions
AI coworker
Theo
Relationship Banking Associate
Reports to
Priya Shah
Team
Business Banking
Start date
Week 1 of your pilot
Make your first hire.
Book a demo
Meet Theo
Book a demo